![]() ![]() supermarkets (on up to $25,000 per year in purchases, then 1X). ![]() And if you have an excellent credit score, you can maximize approval odds.įor instance, if you're looking to earn generous rewards on groceries and dining out, the American Express® Gold Card offers 4X Membership Rewards® points when you dine at restaurants and shop at U.S. If you want to benefit from competitive rewards, annual statement credits, luxury travel perks, 0% APR periods and more, you'll need at least a good credit score. Many of the best credit cards require good or excellent credit. A perfect credit score of 850 is hard to get, but an excellent credit score is more achievable. For FICO, it falls between the range of 800 to 850, and for VantageScore, it's between 781 to 850. ![]() "Excellent" is the highest tier of credit scores you can have. ![]()
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